How to save money
Recentst, I received an email from a follower who needed some money saving ideas. Many of them I have posted before but came up with some more and decided to post here for everyone. If you have an idea that is not here, please leave a comment. Let's help each other save some money.
Try to limit your driving. Your hubby driving to work is a necessity but if you need to drop off mail, go to the library, pay a bill, or go to the grocery store, have him do these things on the way to work or on the way home to limit your gas usage.
Also, NEVER buy from a convenience store. Plan ahead so you don't have to buy overpriced items there.
If you or your hubby buy fountain drinks, coffee, etc. stop. Pack a thermos. Buy a 2 liter of soda and fill up a cup with ice and pop from home. If you can, cut soda out of your diet. Drink iced tea, coffee, etc. A lot cheaper.
For snacks, instead of microwave popcorn, buy a bag of unpopped popcorn and cook it on the stove. A bag is a dollar and can make TONS of popcorn with it.
Try to go to the grocery store once a month or every 2 weeks. The more you go to the grocery store, the more you end up buying. Make a list and stick to the list. Don't splurge shop. Eat before you go and look only for items on your list.
Instead of buying cookies, buy some chocolate chips or peanut butter and make your own.
If you really are struggling, cut off the cable and cell phones. Get a straighttalk phone and plan from wal-mart. $30 for 1000 minutes or $45 a month for unlimited.
To lower your water bills, drink from the same glass all day long and wash it only at night (instead of using a different one all day). Some families only flush after a bowel movement and close the lid at all times.
Wash clothes only when they are truly dirty. If they are a bit musty, throw them in the dryer with a dryer sheet for 15 minutes to freshen them. Or in the warmer months, wash your laundry outside and hang on the line to dry like we do here.
Check your dryer often. Don't overdry the clothes and waste electricity.
If you use a dishwasher, turn it off before the end heat cycle and let the dishes dry naturally to save electricity.
Make your own dishwasher soap, fabric softener and laundry soap. This saves a LOT of money.
Instead of buying boxed mac and cheese, rice-a-roni, etc. Buy rice or pasta and make it yourself. You get a lot more for your money and it tastes better too.
Make your own bread and pizza's instead of ordering out or buying frozen. Tastes so much better!
Use freecyle. If you need a dresser, clothes, or whatever, post to freecycle what you need and see if you can get it free first. You'd be surprised.
If you have stuff to sale, take it to a consignment store or even better, post it online on Facebook at your local "garage sale" page. For example, for my area "Talihina yard sale page, or Leflore Country yard sale page". You can sell about anything. Your jeans that don't fit anymore and you get more than you would at a consignment shop or garage sale generally.
Buy generic. Check labels and if it is the same, buy it cheaper. Check wal-mart's 88 cent aisle for cheap meds. They have alcohol, aspirin, ibuprofen, cold meds, etc. for 88 cents. Ask pharmacy people to direct you to them.
Instead of your hubby buying lunch, send him a lunch to work. It doesn't have to be just a sandwich. Get creative. Most employers have a refrigerator and microwave so you can send just about anything. Add a little love note in with it to really brighten his day!
Buy bagged potatoes and use for side dishes instead of box items. Make french fries, baked potatoes, mashed potatoes, etc. It is more work but you get a lot more for your money. Also, if potatoes or onions are on sale, put them in panty hose and put them in your closet. They can save like that for up to 9 months.
That is how you do the onions and potatoes. Tie a knot between each one and cut off one when you need it. I tie 3-4 potatoes together though instead of individually. Also, if you buy a green pepper or onion and you don't use it all, dice it up and freeze it in a baggie for next time so you have no waste.
Cutting down on sodas and eating out will save you the most. Before you buy anything, ask yourself if you really need it or if you have to eat out, do you need a $8 meal or can you buy a $1 burger from McD's to hold you over until you get home. Or hey, your kids want a bag of Doritos. They cost $4.00. Is it worth $4 or say "hey, let's buy a bag potatoes (for french fries) and a pound of hamburger meat and we can have hamburgers and french fries for the same cost". When I am out and think about buying a fountain soda, I always ask myself, what else could I use that $2 for? Makes you really reconsider purchases.
As far as clothes, shoes, etc. buy used when you can or get it free from freecycle. Shop 2nd hand stores, etc.
Here are a few more posts to help you:
Frugal Living: How to Waste NOT
Free samples and Rewards programs
Leftovers
How to live off of $1300 a month
Cheap, fun activity
Making your own instant oatmeal packets
How to make your own play-doh
http://countrifiedhicks.blogspot.nl/2013/01/how-to-save-money.html
Try to limit your driving. Your hubby driving to work is a necessity but if you need to drop off mail, go to the library, pay a bill, or go to the grocery store, have him do these things on the way to work or on the way home to limit your gas usage.
Also, NEVER buy from a convenience store. Plan ahead so you don't have to buy overpriced items there.
If you or your hubby buy fountain drinks, coffee, etc. stop. Pack a thermos. Buy a 2 liter of soda and fill up a cup with ice and pop from home. If you can, cut soda out of your diet. Drink iced tea, coffee, etc. A lot cheaper.
For snacks, instead of microwave popcorn, buy a bag of unpopped popcorn and cook it on the stove. A bag is a dollar and can make TONS of popcorn with it.
Try to go to the grocery store once a month or every 2 weeks. The more you go to the grocery store, the more you end up buying. Make a list and stick to the list. Don't splurge shop. Eat before you go and look only for items on your list.
Instead of buying cookies, buy some chocolate chips or peanut butter and make your own.
If you really are struggling, cut off the cable and cell phones. Get a straighttalk phone and plan from wal-mart. $30 for 1000 minutes or $45 a month for unlimited.
To lower your water bills, drink from the same glass all day long and wash it only at night (instead of using a different one all day). Some families only flush after a bowel movement and close the lid at all times.
Wash clothes only when they are truly dirty. If they are a bit musty, throw them in the dryer with a dryer sheet for 15 minutes to freshen them. Or in the warmer months, wash your laundry outside and hang on the line to dry like we do here.
Check your dryer often. Don't overdry the clothes and waste electricity.
If you use a dishwasher, turn it off before the end heat cycle and let the dishes dry naturally to save electricity.
Make your own dishwasher soap, fabric softener and laundry soap. This saves a LOT of money.
Instead of buying boxed mac and cheese, rice-a-roni, etc. Buy rice or pasta and make it yourself. You get a lot more for your money and it tastes better too.
Make your own bread and pizza's instead of ordering out or buying frozen. Tastes so much better!
Use freecyle. If you need a dresser, clothes, or whatever, post to freecycle what you need and see if you can get it free first. You'd be surprised.
If you have stuff to sale, take it to a consignment store or even better, post it online on Facebook at your local "garage sale" page. For example, for my area "Talihina yard sale page, or Leflore Country yard sale page". You can sell about anything. Your jeans that don't fit anymore and you get more than you would at a consignment shop or garage sale generally.
Buy generic. Check labels and if it is the same, buy it cheaper. Check wal-mart's 88 cent aisle for cheap meds. They have alcohol, aspirin, ibuprofen, cold meds, etc. for 88 cents. Ask pharmacy people to direct you to them.
Instead of your hubby buying lunch, send him a lunch to work. It doesn't have to be just a sandwich. Get creative. Most employers have a refrigerator and microwave so you can send just about anything. Add a little love note in with it to really brighten his day!
Buy bagged potatoes and use for side dishes instead of box items. Make french fries, baked potatoes, mashed potatoes, etc. It is more work but you get a lot more for your money. Also, if potatoes or onions are on sale, put them in panty hose and put them in your closet. They can save like that for up to 9 months.
That is how you do the onions and potatoes. Tie a knot between each one and cut off one when you need it. I tie 3-4 potatoes together though instead of individually. Also, if you buy a green pepper or onion and you don't use it all, dice it up and freeze it in a baggie for next time so you have no waste.
Cutting down on sodas and eating out will save you the most. Before you buy anything, ask yourself if you really need it or if you have to eat out, do you need a $8 meal or can you buy a $1 burger from McD's to hold you over until you get home. Or hey, your kids want a bag of Doritos. They cost $4.00. Is it worth $4 or say "hey, let's buy a bag potatoes (for french fries) and a pound of hamburger meat and we can have hamburgers and french fries for the same cost". When I am out and think about buying a fountain soda, I always ask myself, what else could I use that $2 for? Makes you really reconsider purchases.
As far as clothes, shoes, etc. buy used when you can or get it free from freecycle. Shop 2nd hand stores, etc.
Here are a few more posts to help you:
Frugal Living: How to Waste NOT
Free samples and Rewards programs
Leftovers
How to live off of $1300 a month
Cheap, fun activity
Making your own instant oatmeal packets
How to make your own play-doh
http://countrifiedhicks.blogspot.nl/2013/01/how-to-save-money.html
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